USI blog

Life insurance can be one of the most important purchasing decisions that can be made by a business owner.

OneAmerica® Care Solutions annuity-based products can provide a tax-efficient way to help your clients pay for long-term care (LTC) protection.

An Inside Look at Banner’s Underwriting Transformation. We’re using technology in new ways to enable a more human and inclusive underwriting experience.

In exchange for fixed premiums, an insurance company promises to pay a set benefit when the policyholder dies, but also offers additional benefits as well. Whole life insurance policies can build up cash value — effectively a cash reserve that pays a modest rate of return, and the growth is tax-deferred.