SPECIALTY MARKETS

At USI, we've found that our agents are always running into unique client scenarios where a particular strategy may be required to satisfy a client's immediate or long-term planning. Ask about our Specialty Markets and how they can help you and your clients.

IMPAIRED RISK: 

• Access to insurance solutions for those unable to secure traditional coverage  
• Substandard brokerage / Cholesterol, Heart, Diabetes, HBP, Weight
• Seniors coverage issued up to age 85
• In-house underwriter
• Carrier table shave upgrades available

LIFE SETTLEMENTS: An underwritten life settlement for primarily Universal Life and Convertible Term policies. The policy’s settlement value is based on the age and prevailing health conditions of the insured, with a target age range between 70-95, and predicted life expectancy of 10 years or less. Underwriting includes review of a policy illustration, phone interview, and review of medical records. 

PENSIONS & RETIREMENT PLANS: 401(k), 403(b), Deferred Comp, Defined Benefit, SEP’s. Design and third-party administration available for C-corps, S-corps, LLCs, Partnerships and Individuals.

PROFESSIONAL MONEY MANAGEMENT: Multiple strategic portfolios available through B. Riley Wealth Management and managed exclusively by Nationally Renowned Money Manager, Paul Dietrich. Securities license not required.

FEE-BASED PLANNING: Planning services available through Evolution Financial Group. Fees based on services provided.